Commercial Mortgage Brokerage Est. 2006

Financing Built Around Your Project.

Residential One Ltd connects real estate investors and developers with a nationwide network of lenders — ground-up construction, fix-and-flip, DSCR rental, and multifamily financing from $100K to $5 million, managed hands-on from application through closing.

0+
Years of Experience
$0M
Loans up to $5 Million
0%
Maximum Loan-to-Cost
Nationwide
Lender Network
Ground-Up ConstructionDSCR Rental LoansFreddie Mac Small BalanceFix & FlipMultifamily BridgeRental PortfolioCash-Out RefinanceStabilized Bridge
The Residential One Standard

We Don't Place Files. We Structure Capital.

Ninety seconds on how we finance investors, builders, and developers nationwide — hands-on, from application to the closing table.

The Film 90 Seconds
Meet Residential One.
Ground-Up Construction ◆ DSCR Rental ◆ Multifamily — Nationwide
$100K–$5MNationwide Lender NetworkEst. 2006Hands-On to Closing
Luxury residential investment property at dusk
R1
Who We Are

A Brokerage Built for Serious Investors.

Residential One Ltd is a commercial mortgage brokerage and third-party loan originator specializing in financing for real estate investors and developers — from first-time investors to experienced sponsors, builders, and landlords.

Every loan is structured around your experience, your project, and your financial position — then actively managed through underwriting, documentation, appraisal, title, and closing.

i.

Structured Around You

Loan strategy matched to your experience, project, and financial position.

ii.

Nationwide Lender Access

Flexible programs many traditional brokers simply don't offer.

iii.

With You to the Closing Table

Active involvement from application through funding — no handoffs, no silence.

Discover Our Programs
Coast to Coast

Financing Investment Properties Nationwide.

See What We Fund
Loan Programs

Capital for Every Strategy.

Business-purpose financing from $100,000 to $5 million for non-owner-occupied residential investment properties — 1–4 unit and 5+ unit multifamily.

Featured No. I

Ground-Up Construction

For Builders & Developers
Loan-to-Costup to 90%
Of Completed Valueup to 75%

Construction financing for qualified investors, builders, and developers — acquisition and build costs structured into one facility.

Start a Project
Featured No. II

DSCR Rental Loans

For Landlords & Rental Investors
Purchase & Rate/Termup to 80%
Cash-Out Refinanceup to 75%

Qualify on the property's rental income and debt-service coverage — built for long-term rental and short-term rental investors.

Run Your Numbers
Featured No. III

Freddie Mac Small Balance

For Multifamily Investors
Property Type5+ units
Loan Amountsto $5M

Small-balance multifamily financing for apartment investors seeking competitive, long-term agency-style execution.

Discuss Your Deal

Loan amounts, leverage, rates, and terms vary based on the borrower's credit score, investor experience, property type, project details, appraisal, and lender underwriting requirements. All financing is subject to approval, verification, and applicable lender guidelines.

How It Works

From Application to Closing Table.

One team, actively involved at every stage — so your project keeps moving.

  1. Step I

    Consultation

    We review your project, experience, and financial position.

  2. Step II

    Loan Structuring

    Your file is structured around the most appropriate lender program.

  3. Step III

    Lender Submission

    Documentation prepared and submitted to our nationwide network.

  4. Step IV

    Underwriting & Conditions

    We manage conditions, appraisal, and title — keeping you informed.

  5. Step V

    Clear to Close

    Transaction managed through funding, so you close with confidence.

We never place your file with the first available lender. We structure every loan around your experience, your project, and your financial position— and stay at the table until it closes.
Benjamin Tubbs Founder
Why Residential One

Three Reasons Investors Choose Us.

A hands-on brokerage that treats your project like its own — not a file to be passed along.

Flexible Financing Solutions

Access to a broad lender network offering ground-up construction, fix-and-flip, DSCR rental, and short-term rental loan programs.

Hands-On Loan Management

We assist with structuring, documentation, underwriting conditions, appraisal, title, and closing — keeping you informed throughout.

Experience With Complex Transactions

We match each borrower's experience, project, and financial position with the most appropriate available lender program.

Leadership

Guided by Experience.

Benjamin Tubbs, Founder and Vice President of Operations, at a commercial construction site

Benjamin Tubbs

Founder & Vice President of Operations

Benjamin oversees loan structuring, lender relationships, processing, and business operations at Residential One Ltd, bringing more than 20 years of experience in mortgage lending, direct sales, leadership, and business development.

He is committed to helping real estate investors and developers secure practical financing solutions with responsive service, clear communication, and hands-on support from application through closing.

20+ Years in LendingB.A. Leadership, Cum Laude — Ohio Christian UniversityA.S. Business Administration — Marion Technical University
Let's Talk

Ready to Fund Your Next Project?

Tell us about your deal. We'll structure it, place it with the right lender, and manage it through closing.

Book a Call